Privacy Policy

Densi Associates

Last Updated: Dec. 2025

Densi Associates (“we”, “our”, “us”) is committed to protecting your personal data and respecting your privacy.

This Privacy Policy explains how we collect, use, store, disclose, and safeguard your personal data when you interact with our website densiassociates.com, our services, and our team.

1. Data Controller

Densi Associates (Your Trusted Partner in Finance Solution )

Location : 51 B Phuwara Chowk, Pratapnagar Chittorgarh – 312001, Rajasthan, India

Contact:

Email: support@densiassociates.com

Phone: +91-9001297866

CEO and Founder of Densiassociates.com : Mr. Hemraj Nagar

Contact Person : Mr. Hemraj Nagar

2. Personal Data We Collect

We may collect the following categories of personal data when you interact with our website, submit inquiries, or apply for financial products:

A. Identity & Contact Information

Full Name

Email Address

Phone Number

B. Financial & Loan-Related Information

Loan preferences (Home Loan, Personal Loan, Auto Loan, CC/OD/Business Loan, Credit Card, Education Loan, Mortgage Loan)

CIBIL/credit score details (Required Positive CIBIL Score Of the Identity)

Last 3–6 months of financial history (for eligibility checks)

Income information, ITR (Positive ITR Reports)

Employment status and job position

C. Document Information 

ID Proof (PAN, Aadhaar, Voter ID, etc.)

Address proof

Ownership records (property, vehicle, etc.)

D. Technical Information

Analytics-related data (site usage, visit patterns, etc.)

IP address (if collected through analytics tools)

We do not intentionally collect data from individuals under 18.

3. Purpose of Processing Personal Data

We process personal data for the following purposes:

Loan Eligibility Assessment: Review applicant information, income, credit data, and documents to determine eligibility.

Connecting Customers With Financial Institutions: Sharing relevant information with partner banks for loan or credit product processing.

Customer Communication: Responding to inquiries, providing updates, and offering financial assistance.

Analytics & Improvement: Analysing website usage patterns to enhance our services and user experience.

Compliance Obligations: Meeting legal, regulatory, and audit requirements related to financial products.

4. Legal Basis for Processing (GDPR Principles)

Where GDPR applies, we rely on the following legal bases:

Consent – When users submit forms or voluntarily provide information.

Legitimate Interests – For business operations, analytics, and improving our services.

Performance of a Contract – When processing loan applications or related services.

Legal Obligations – To comply with regulatory requirements for financial services.

5. Data Sharing With Third Parties

We may share personal data only when necessary and only with:

Partner Banks (for loan applications and financial product facilitation)

Secure Hosting Providers (for website and email services)

Analytics Services (if applicable, limited to usage data)

We do not sell personal data.

6. Data Retention

We retain personal data only for as long as necessary for the purposes described above:

CIBIL and credit enquiry data: 3–6 months

Loan processing data: 5–7 years (as required by financial compliance standards)

General inquiry and communication data: As needed for service follow-up

Employment/job-related information: Retained only for service evaluation

After the retention period ends, data is securely deleted or anonymity.

7. Security Measures

We take appropriate technical and organizational steps to secure your data:

HTTPS/SSL encryption on all website connections

Restricted staff access to confidential data

Secure Indian servers with encrypted storage

Industry-standard hosting safeguards

Monitoring and internal controls to reduce unauthorized access risks

8. International Data Transfers

We do not transfer or store personal data outside India.

All data remains on secure, encrypted Indian servers.

9. User Rights (Where GDPR Applies)

Depending on jurisdiction, users may exercise the following rights regarding their personal data:

Right of Access – Request a copy of your data

Right to Rectification – Correct inaccurate information

Right to Erasure – Request deletion of your data

Right to Restrict Processing – Limit how your data is used

Right to Object – Opt out of certain uses, including marketing

Right to Data Portability – Request transfer of your data

To exercise any rights, contact us at:

support@densiassociates.com

+91-9001297866

10. Data of Minors

We do not knowingly collect or process data from individuals under the age of 18.

If such data is discovered, it is deleted immediately. We ensure that Your data Never be shared with the Third Person. 

11. Updates to This Policy

We may update this policy periodically.

Revisions will be posted on this page with an updated “Last Updated” date.

12. Contact Information

For questions regarding this Privacy Policy or your personal data, contact:

Densi Associates

support@densiassociates.com
+91-9001297866

Address: 51 B Phuwara Chowk, Pratapnagar, Chittorgarh – 312001, Rajasthan